Safechoice Insurance Agency in Rochester, MN offers quotes for various insurance covers including commercial insurance.

Commercial insurance covers your business against claims resulting from loss, damage, and employee claims and in some cases, death. There are different types of commercial insurance that are claimed in different situations depending on the needs of a business. They include;

Public Liability Insurance

This insurance plan covers your business in case of public claims as a result of damage or loss of property, death or injury that is caused by your business. Public liability insurance covers compensation claims, medical charges, repair cost and legal charges.

Buildings and Content Insurance

The same way you ensure your home and property, you should also insure the buildings and content of your business in case of damage. Depending on your business’ type, you may decide to insure only the building, only the content or both. Building insurance covers your business in case of fires, theft, malicious damage, storms or floods. Content insurance may cover your furniture, trading stock or whatever else your business has. You may even insure your electronics.

Employers’ Liability Insurance

This insurance plan is a legal requirement for all employers. It covers you from financial loss as a result of any claims an employee may make regarding injury or illness incurred during or because of work. It typically covers lost wages and medical expenses for the employee or their beneficiaries.

At Safechoice Insurance Agency in Rochester, MN, we allow you to access quotes from a half a dozen top-rated insurance companies without having to spend too much time and effort on it. We have experienced professional and knowledgeable agents to help you answer any questions. Contact us now and get solutions for your personal or business insurance needs.