Home insurance is an essential product for anyone who owns a home. You need to protect the investment you make in your property, and your lender will require home insurance if your home purchase was financed.

At Safechoice Insurance Agency, we want to make sure first-time home buyers out there in Rochester, MN know the following three things before purchasing a home insurance policy. 

Insurance providers frequently offer a discount for bundling.

Anything you can do to bring down the costs of your insurance will significantly help you down the road. One discount that’s commonly offered by many insurance providers is a bundling discount. 

Bundling discounts mean you pay less if you have numerous types of insurance through the same provider. This means if you get your auto and home insurance from the same company, you may enjoy lower premiums. 

Having a home inspection can help you learn of ways to bring down insurance costs.

Home insurance providers typically inspect a home as part of determining how much they will charge for coverage. During this inspection, they may mention repairs you can make to bring down your insurance premiums. 

To learn more about purchasing home insurance for the first time in Rochester, MN, contact us at Safechoice Insurance Agency with your inquiries.