There are certain types of roof damage that is not covered by homeowner’s insurance. However, hail damage is typically covered in Rochester, MN. Following a hail storm, it is important to know what the signs are that indicate your roof was damaged. This will help you know when to get repairs made or file a claim with your homeowner’s insurance policy. Here are a few of the signs that your roof may have been damaged by hail.
Dents
The number one sign of damage to your roof by hail is dents and dings in the roofing material. Typically, there is no discernible pattern to the dents, as hail falls whereever it likes. Unfortunately, these dents and dings can cause water to pool on the roof or lead to weak spots that can crack or break over time. If you see obvious dents or dings on the roof after a hail storm, you should call in a professional to determine the extend of the damage.
Damage to the Metal on Your Roof
Another sign that your roof was damaged by hail is damage to the metal parts of your roof. This may include gutters and flashing. These materials may be dented, but they may also be twisted or lifted and falling off. If the metal looks off after a hail storm, it’s time for roof repair.
Soft Spots in the Roof
The last sign that you need repair after a hail storm is soft spots in a roof. The hail may have caused a soft spot in the materials under the roof. Unfortunately, this is hard to see or feel unless you are a professional. That’s why it is recommended that you call in a professional after large or lengthy hail storms.
Unfortunately, you can’t prevent hail damage to a roof. But you can ensure that your home and roof are fully covered if a large hail storm comes into town. Safechoice Insurance Agency, serving the greater Rochester, MN area, would love to help you put together a homeowner’s insurance policy that fully protects your home, at a price you can afford. Give us a call today to talk about your insurance options or to receive a free quote.