Operating an ATV in Rochester, MN can be a fun activity and an exciting way to spend time or run errands for business. Especially in the winter, people take to the outdoors to enjoy the many trails and other outdoor locations that can be found in Minnesota. However, it can also lead to accidents, which can be confusing because ATV drivers aren’t licensed and they don’t have the same legal requirements as drivers do to carry a license and insurance. 

Many ATV drivers and riders are also underage. The Minnesota Department of Natural Resources recommends everyone take a safety course, but there are always risks involved in these kinds of activity.  If you are in an ATV accident without insurance, you may still be liable for all the damages that occurred during the accident. From broken equipment to injured people, the damages can be very expensive.    

Every year, there are hundreds of ATV accidents in Minnesota that result in injury. Many of those involve young people and children, especially those under the age of 16, who particularly enjoy the thrill of ATV riding. At Safechoice Insurance Agency, we want to make sure you are protected when those accidents occur. If you are injured, you will want your injuries to be taken care of. If another person was injured, you need for their injuries to be taken care of so that you will not have to pay out of your own pocket. 

According to the Mayo Clinic, over 10.5 million Americans owned ATV’s in 2009, up from 400,000 in the 1970’s. This is a trend that is growing, and which offers legitimate uses. If you want to talk about a policy for our ATV riding, call  Safechoice Insurance Agency to obtain a policy in Rochester, MN today.