When it comes to your RV, so much excitement is involved with you thinking about traveling and seeing various areas throughout the nation. With so much excitement and fantasizing, it can be easy to neglect or forget about insurance for your RV until the last minute. In many cases, RV, camper, or motorhome owners may assume that this vehicle is covered under their auto or even home insurance. However, this is usually not true, and as result, these people will not be insured.

In this case, RV insurance is required, and it is vital to know myths concerning RV insurance. The following includes those myths: 

• My auto or home insurance covers my RV, camper, or motorhome. 

While there is coverage that is similar to an automobile, there is specialized coverage required for amenities, such as a kitchen, and a bathroom, like a home, and vice versa. 

• RV insurance covers the total RV from bumper-to-bumper. 

This may or may not be true depending on the type of RV insurance coverage you have. 

• My motorhome is covered through my travel trailer coverage. 

This type of coverage is not enough for motorhomes. 

• Every RV insurance policy is identical. 

No two policies are identical. There are various options available. The type of RV determines the RV insurance type needed, and there are different policies for an RV than there is a motorhome, for instance. 

Conclusion

These are many of the myths about RV insurance, and these and other myths can cost you if you have a motorhome, camper, or RV. For more information about RV insurance, contact Safechoice Insurance Agency today. Located in Rochester, MN, Safechoice Insurance Agency has been providing amazing insurance products for people in Rochester, MN, and surrounding areas for approximately 20 years now. You will be in good hands with them, so contact them today!