Rochester, MN has a lot to offer residents and tourists alike. The 55901 zip code is part of the Minneapolis-St Paul metropolitan area. The main employer is the Mayo Clinic, providing a number of jobs. It is also what brings in a significant amount of visitors every year. Attractions include a symphony, various museums, as well as a large parks system.

When you are driving around the Rochester area, you have to consider whether your car insurance is offering adequate protection. Anything can happen to your car, on the road and off, and the insurance company can pay for most of it if you have the right level of coverage.

When you purchase car insurance, there are 5 things to explore.

1. Liability Levels

Your insurance policy will need to meet minimum state requirements in MN. However, you have the option of increasing liability for personal injury and property damage so you have more financial protection in place.

2. Comprehensive Insurance

Comprehensive insurance covers all the things that could go wrong in 55901, even when you’re not behind the wheel. If you experience hail damage and it affects your clear coat, you could have it repaired when you have this form of coverage.

3. Rental Car Coverage

Having rental car coverage can be advantageous so you can have body work done, have your clear coat repaired or anything else – and have a rental car while the work is being done.

4. Other forms of Coverage

While you’re in Rochester, you have to consider other coverage options as well. This includes uninsured motorist and other ways of protecting your car, truck, or SUV.

5. Costs

The cost of car insurance can be affordable, even with a high level of coverage. You will simply need to get comparisons from multiple companies.

Learn more about car insurance today by calling and talking to one of our agents!