Rochester

Collectible coverage in Rochester

Posted on by AgentInsure

There are some real beauties tucked away in garages and barns in and around the Rochester area. These antique cars and pickup trucks have been meticulously maintained by generations of owners. They’re the pride and joy of those who are lucky enough to drive them, and they know better than to slide by on just minimum liability insurance.

Just because that vintage car or truck isn’t on the road everyday doesn’t mean that it shouldn’t be fully insured. Some people insure them only for special events, parades or shows. Others insure them from spring to fall, while certain owners insure them for specified mileage limits like 5,000 or 10,000 miles per year. However you want to use that car or truck, we have a policy and premium plan that you can work with.

As independent insurance agents, we’re pleased to offer you the coverage you insist on for your collectible vehicle. We give you choices of insurers, coverage and premiums that most other agents just can’t give you. Telling you what your coverage is and how much it’s going to cost isn’t giving choices. We’ll give you unbiased and objective opinions and advice on any policies and special coverage you might be interested in, so you know your vintage vehicle is insured all the way around.

We’re well established and respected in the communities that we live in and service. With our experience and the insurance companies that we work with, we can tailor classic car insurance to suit whatever your needs are.

We like seeing you in that timeless vehicle and you’re happy to be driving it. If you’re thinking of buying a collectible beauty in or around MN Zip Code 55901, just call us to talk. We’re pleased to answer your questions.

5 Things To Explore With Car Insurance In Rochester

Posted on by AgentInsure

Rochester, MN has a lot to offer residents and tourists alike. The 55901 zip code is part of the Minneapolis-St Paul metropolitan area. The main employer is the Mayo Clinic, providing a number of jobs. It is also what brings in a significant amount of visitors every year. Attractions include a symphony, various museums, as well as a large parks system.

When you are driving around the Rochester area, you have to consider whether your car insurance is offering adequate protection. Anything can happen to your car, on the road and off, and the insurance company can pay for most of it if you have the right level of coverage.

When you purchase car insurance, there are 5 things to explore.

1. Liability Levels

Your insurance policy will need to meet minimum state requirements in MN. However, you have the option of increasing liability for personal injury and property damage so you have more financial protection in place.

2. Comprehensive Insurance

Comprehensive insurance covers all the things that could go wrong in 55901, even when you’re not behind the wheel. If you experience hail damage and it affects your clear coat, you could have it repaired when you have this form of coverage.

3. Rental Car Coverage

Having rental car coverage can be advantageous so you can have body work done, have your clear coat repaired or anything else – and have a rental car while the work is being done.

4. Other forms of Coverage

While you’re in Rochester, you have to consider other coverage options as well. This includes uninsured motorist and other ways of protecting your car, truck, or SUV.

5. Costs

The cost of car insurance can be affordable, even with a high level of coverage. You will simply need to get comparisons from multiple companies.

Learn more about car insurance today by calling and talking to one of our agents!